Tools & Guides

Plan with numbers, not guesswork

Free calculators and client-education guides from Fliber® Investment Advisors. Each one is an illustration built from the figures you enter and the assumptions stated on the page — a starting point for a conversation, not a recommendation.

Calculator · Protection

Insurance Coverage Score

Determine how financially secure the people close to you would be in times of emergencies.

Protection gap analysis

Calculate your Insurance score
Calculator · Retirement

Retirement Readiness Score

Check whether you are financially ready to start the second innings of your life, based on your expenses, savings and asset mix.

Retirement readiness check

Calculator · Retirement

Already retired? Check your Sustainability Score

Analyze if your retirement corpus is good enough for a comfortable retired life.

Corpus sustainability check

Calculator · Residency & tax

Returning to India? Check your residency status

Find out whether you count as NRI, RNOR or Resident — and how long your RNOR window lasts, which decides how your overseas income is taxed.

Cross-border planning

Check your status
Calculator · Property

Real Estate vs. Market

Compare buying land, a house or an apartment — including construction-linked loans — against investing the same capital in the market.

Cost-benefit analysis

Open the analysis
Calculator · Home loan

EMI Composition & Prepay vs. Invest

See how your EMI splits between interest and principal over the life of the loan, and whether prepaying beats investing the same money.

Debt strategy

Open the calculator
Calculator · Investing

What will your SIP or lumpsum grow to?

Project a lumpsum, a monthly SIP with annual step-up, or both — at a fixed rate, year-wise rates or randomly generated returns. Or work out the SIP needed for a target.

Lumpsum & SIP projections

Open the planner
Guide · Client education

Cross-Border Residency & Tax

Residential status under the Income Tax Act, day-counting rules, FEMA versus tax residency, OCI and PIO status, and dual residency for Green Card holders.

Reading guide · no inputs required

Read the guide
Please note. These tools are provided for education and illustration only. Their outputs depend entirely on the figures you enter and the assumptions stated on each page, and are not a forecast, projection, guarantee, or personalised investment, tax or legal advice. Investments in securities market are subject to market risks, read all the related documents before investing.